Bluseal — Year Planner (Profit, Cash, Draws)

1) Year & Tax Settings

Financial year start

Financial year end

NZ company tax rate (%)

Personal tax on director drawings (%)

2) Directors (Targets & PAYE)

Anton — Target salary (NZD/yr) PAYE tax already paid on salary (annual, NZD)

Joe — Target salary (NZD/yr) PAYE tax already paid on salary (annual, NZD)

Targets determine how much you want to take home in total for the year across salary + drawings.

3) Fixed Monthly Costs (Opex)

Warehouse rent

Power & water

Internet

Mobile phones

Google bills

Insurances

Waste collection

Repairs & services

R&D budget

New coating product budget

Other fixed costs

4) Employees (Non-director) — Monthly Wages

Technicians & staff (wages)

On-costs (KiwiSaver/ACC etc) %

Other staff costs

5) Director Lump-Sum Draws (up to 4)

Date

Amount (NZD)

Who

Note

Date

Amount (NZD)

Who

Note

Date

Amount (NZD)

Who

Note

Date

Amount (NZD)

Who

Note

These are after-tax drawings that reduce cash in the month they occur.

6) Revenue from Accepted Quotes

Upload accepted quotes. We allocate revenue by the scheduled date if it falls inside the financial year.

CSV header: id, customer, amount, scheduled_date, status. Rows with status=accepted count.

Total Revenue (FY)

Total Expenses (FY)

Pre-Tax Profit (FY)

Company Tax (NZ)

After-Tax Profit

Gross needed for drawings (est.)

7) Monthly Cashflow (Accountant View)

Buffer = one month of fixed + staff costs. Closing Cash = Operating Cash − Director Draws; Cumulative = running sum of Closing Cash.

Month	Revenue	Fixed total	Staff total	Expenses total	Operating cash	Director draws	Closing cash	Cumulative	Buffer	Draw room	Signal
Total	$0	$0	$0	$0	$0	$0	$0		$0	$0

8) Director Draw Summary

Import revenue and set your costs to see recommendations.